Defilania, Oktri, and Rasji. “The Legal Benefits of Islamic Rural Bank Mergers for the Banking Industry”. Al-Risalah Jurnal Ilmu Syariah dan Hukum (May 7, 2026): 1149–1164. Accessed October 1, 2026. https://journal.uin-alauddin.ac.id/index.php/al_risalah/article/view/66473.