Budiman, J., Verni, & Kesumahati, E. (2025). MEDIATING ROLE OF TRUST IN TAM AND DIRECT UTAUT EFFECTS ON DIGITAL PAYMENT INTENTION. Assets : Jurnal Ekonomi, Manajemen Dan Akuntansi, 15(2), 184–201. https://doi.org/10.24252/assets.v15i2.62493