Poddala, Paramita, Anggi Poddala, and Miftha Farild. 2025. “ANALYSIS OF FINANCIAL DIGITALIZATION ON THE EFFICIENCY OF SMALL AND MEDIUM ENTERPRISES (SMEs) PRODUCTIVITY”. Assets : Jurnal Ekonomi, Manajemen Dan Akuntansi 15 (1):140-52. https://journal.uin-alauddin.ac.id/index.php/assets/article/view/59483.