Nurjannah, Ade Sendi Ramania, Wahyudin Maguni, and Abdul Wahid Mongkito. “Analisis Produk Layanan E-Channel (Keuangan Digital) Studi Pada Bank Tabungan Negara (BTN) Syariah Cabang Kendari”. At Tawazun Jurnal ekonomi Islam 5, no. 2 (May 24, 2025). Accessed October 2, 2026. https://journal.uin-alauddin.ac.id/index.php/attawazun/article/view/67920.