Alamsyah, Muhammad Fuad, et al. “THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIAL INCLUSION ON THE USE OF FINANCIAL TECHNOLOGY (FINTECH) IN LECTURERS AT UNIVERSITAS ICHSAN GORONTALO”. Idaarah: Jurnal Manajemen Pendidikan, vol. 7, no. 2, Dec. 2023, pp. 343-57, doi:10.24252/idaarah.v7i2.41177.