PREFERENSI MUZAKKI DALAM PEMBAYARAN ZAKAT DIGITAL MELALUI BAZNAS: ANALISIS HUKUM ISLAM DAN REGULASI
DOI:
https://doi.org/10.24252/iqtishaduna.v6i4.57710Abstract
Abstrak
Penelitian ini menganalisis implementasi sistem digital dalam pengelolaan zakat di Indonesia dari sudut pandang hukum Islam dan regulasi nasional. Pemanfaatan teknologi digital seperti aplikasi pembayaran zakat, website, mobile banking, e-wallet, dan QRIS telah membawa perubahan besar dalam tata kelola zakat. Sistem digital mempermudah muzakki menunaikan zakat secara fleksibel, cepat, dan transparan, sekaligus meningkatkan profesionalisme, akuntabilitas, dan jangkauan layanan lembaga zakat. Studi ini juga menyoroti tantangan utama, seperti rendahnya literasi digital, tingkat kepercayaan masyarakat, serta kebiasaan pembayaran zakat secara langsung ke mustahik. Penelitian ini merekomendasikan penguatan edukasi digital, pengembangan sistem yang mudah diakses, serta peningkatan transparansi dan kolaborasi antara lembaga zakat dan pemerintah agar potensi zakat nasional dapat dioptimalkan dan manfaatnya semakin luas dirasakan masyarakat.
Kata kunci: Zakat Digital, Aplikasi Zakat, Literasi Digital.
Abstract
This research analyzes the implementation of digital system in zakat management in Indonesia from the perspective of Islamic law and national regulation. The utilization of digital technology such as zakat payment application, website, mobile banking, e-wallet, and QRIS has brought major changes in zakat governance. Digital systems make it easier for muzakki to pay zakat flexibly, quickly, and transparently, while improving the professionalism, accountability, and service reach of zakat institutions. The study also highlights key challenges, such as low digital literacy, public trust, and the habit of paying zakat directly to mustahik. This study recommends strengthening digital education, developing an easily accessible system, and increasing transparency and collaboration between zakat institutions and the government so that the potential of national zakat can be optimized and the benefits are more widely felt by the community.
Keywords: Digital Zakat, Zakat Application, Digital Literacy.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Satria, Eky Ariandi
This work is licensed under a Creative Commons Attribution 4.0 International License.
Once an article was published in the journal, the author(s) are:
- to retain copyright and grant to the journal right licensed under Creative Commons License Attribution that allows others to share the work with an acknowledgement of the work's authorship.
- permitted to publish their work online in third parties as it can lead wider dissemination of the work, with an acknowledgement of its initial publication in this journal
- continue to be the copyright owner and allow the journal to publish the article with the CC BY-NC-SA license
- receiving a DOI (Digital Object Identifier) of the work.
