Dewi, Annisa Sinta, Guntur Kusuma Wardana, and Indah Yuliana. 2025. “The Effect of NPM, NPF, DAR, CIR, and DPK on Profitability (ROA) of Islamic Banks in the World”. LAA MAISYIR : Jurnal Ekonomi Islam 12 (1). https://doi.org/10.24252/lamaisyir.v12i1.56469.