Toaha, Herlina, Andi Adawiah, and Amrial Amrial. “Business Sustainability in Culinary MSMEs: The Role of Digital Transformation, Financial Technology, and Financial Behavior”. Jurnal Minds: Manajemen Ide dan Inspirasi 13, no. 3 (October 26, 2026): 733–748. Accessed October 30, 2026. https://journal.uin-alauddin.ac.id/index.php/minds/article/view/68438.