Exploration Of Risk Mitigation Practices For Problematic Financing In Bank Wakaf Mikro’s

  • Tiara Juliana Jaya UIN Maulana Malik Ibrahim Malang
    (ID)
  • Kurniawati Meylianingrum Universitas Islam Negeri Maulana Malik Ibrahim Malang
    (ID)
  • Kholilah Universitas Islam Negeri Maulana Malik Ibrahim Malang
    (ID)
Keywords: Bank Wakaf Mikro, Mitigation, Financing

Abstract

Financial technology; The objective of this study is to determine the development of Shariah fintech in Indonesia Maqashid al-shariah  from its emergence to the present, to determine the role of Shariah fintech in the perspective  of maqashid al-shariah, and to determine obstacles in the development of Shariah fintech.  The research method used in this study is descriptive analysis method with a qualitative approach. The researcher performed a literature study to collect data from various sources  that support the researcher’s chosen topic, i.e., all sharia fintech registered with OJK and  licensed as of December 2020 associated with maqashid al-shariah. In general, Shariah  fintech has fulfilled the principles of maqashid al-shariah. However, there are elements that need to be more strengthened. An example is the need for a governing regulation that

separates Shariah fintech from conventional fintech regulation. This is because there are  very different crucial elements and principles between these two types of fintech.  As a  suggestion for the development of Shariah fintech in the future, in addition to strengthening  in terms of regulations, intense education related to Shariah fintech products is still needed  to the wider community, especially to people who have great potential to become consumers  but are not well-educated of new technologyes.

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Published
2022-10-24
How to Cite
Jaya, T. J., Kurniawati Meylianingrum, & Kholilah. (2022). Exploration Of Risk Mitigation Practices For Problematic Financing In Bank Wakaf Mikro’s. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, Dan Perbankan Syariah, 6(2), 1-11. https://doi.org/10.24252/al-mashrafiyah.v6i2.31398
Section
AL-MASHRAFIYAH VOLUME 6 NOMOR 2 (2022)
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