PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN EDUKASI KEUANGAN TERHADAP KEPUTUSAN BERINVESTASI MAHASISWA DI PASAR MODAL SYARIAH (STUDI PADA MAHASISWA S1 FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS JAMBI)

Penulis

  • Mutiah Universitas Jambi
  • Ridhwan Universitas Jambi
  • Yusuf Zaini Aprizal Universitas Jambi

DOI:

https://doi.org/10.24252/iqtishaduna.v7i2.61731

Abstrak

Abstrak

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, inklusi keuangan, dan edukasi keuangan terhadap keputusan berinvestasi di pasar modal syariah, dengan studi kasus pada mahasiswa S1 Fakultas Ekonomi dan Bisnis Universitas Jambi. Penelitian ini menggunakan pendekatan kuantitatif. Hasil penelitian menunjukkan bahwa secara parsial, variabel literasi keuangan berpengaruh positif dan signifikan terhadap keputusan investasi di pasar modal syariah. Demikian pula, inklusi keuangan dan edukasi keuangan masing-masing memiliki pengaruh positif dan signifikan terhadap keputusan investasi. Secara simultan, ketiga variabel independen tersebut juga menunjukkan pengaruh positif dan signifikan terhadap keputusan investasi mahasiswa di pasar modal syariah.

Kata Kunci: Edukasi Keuangan, Inklusi Keuangan, Keputusan Investasi, Literasi Keuangan, Pasar Modal Syariah.

 

Abstract

This study aims to examine the influence of financial literacy, financial inclusion, and financial education on investment decision-making in the Islamic capital market, with a case study on undergraduate students of the Faculty of Economics and Business, Universitas Jambi. This research employs a quantitative. The results reveal that, partially, financial literacy has a positive and significant effect on investment decisions in the Islamic capital market. Similarly, financial inclusion and financial education each have a positive and significant effect on investment decisions. Simultaneously, these three independent variables also demonstrate a positive and significant effect on students’ investment decisions in the Islamic capital market

Keywords: Financial Education, Financial Inclusion, Investment Decision, Financial Literacy, Islamic Capital Market

Unduhan

Diterbitkan

2026-01-29

Terbitan

Vol 7 No 2 (2026): Januari

Bagian

Volume 7 Nomor 2 Januari 2026

Lisensi

Hak Cipta (c) 2025 Mutiah, Ridhwan, Yusuf Zaini Aprizal

Creative Commons License

Artikel ini berlisensi Creative Commons Attribution 4.0 International License.

Once an article was published in the journal, the author(s) are:

  • to retain copyright and grant to the journal right licensed under Creative Commons License Attribution that allows others to share the work with an acknowledgement of the work's authorship.
  • permitted to publish their work online in third parties as it can lead wider dissemination of the work, with an acknowledgement of its initial publication in this journal
  • continue to be the copyright owner and allow the journal to publish the article with the CC BY-NC-SA license
  • receiving a DOI (Digital Object Identifier) of the work.