PENGARUH PENGETAHUAN INVESTASI, MODAL MINIMAL, DAN MOTIVASI INVESTASI TERHADAP KEPUTUSAN MAHASISWA BERINVESTASI DI PASAR MODAL SYARIAH

Penulis

  • Ratu Khaulan Karima Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis, Universitas Jambi
  • Agus Solikhin Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis, Universitas Jambi
  • Yusuf Zaini Aprizal Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis, Universitas Jambi

DOI:

https://doi.org/10.24252/iqtishaduna.v7i4.68038

Abstrak

ABSTRAK

Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan investasi, modal minimal, dan motivasi investasi terhadap keputusan mahasiswa berinvestasi di pasar modal syariah pada mahasiswa Fakultas Ekonomi dan Bisnis Universitas Jambi. Menggunakan pendekatan kuantitatif, data dikumpulkan melalui kuesioner dari 98 responden yang dipilih melalui purposive sampling dan dianalisis menggunakan regresi linier berganda dengan perangkat lunak SPSS 25. Hasil uji parsial menunjukkan bahwa pengetahuan investasi (t=3,853), modal minimal (t=2,999), dan motivasi investasi (t=4,117) masing-masing memiliki pengaruh positif dan signifikan terhadap keputusan investasi mahasiswa dengan nilai signifikansi di bawah 0,05. Secara simultan, ketiga variabel terbukti berpengaruh signifikan terhadap keputusan investasi (F=95,689; Sig.=0,000). Nilai koefisien determinasi (R2) sebesar 0,753 mengindikasikan bahwa variabel-variabel dalam model mampu menjelaskan 75,3% fenomena keputusan investasi. Temuan ini menegaskan bahwa integrasi antara literasi keuangan, keterjangkauan modal, dan dorongan internal menjadi determinan utama dalam meningkatkan partisipasi mahasiswa di pasar modal syariah.

Kata Kunci: Pengetahuan Investasi, Modal Minimal, Motivasi Investasi, Keputusan Investasi, Pasar Modal Syariah.

 

ABSTRACT

This study aims to analyze the influence of investment knowledge, minimum capital, and investment motivation on students' decisions to invest in the Islamic capital market among students of the Faculty of Economics and Business, University of Jambi. Using a quantitative approach, data were collected through questionnaires from 98 respondents selected via purposive sampling and analyzed using multiple linear regression with SPSS 25. The partial test results show that investment knowledge (t=3.853), minimum capital (t=2.999), and investment motivation (t=4.117) each have a positive and significant effect on students' investment decisions, with significance values below 0.05. Simultaneously, these three variables significantly influence students' investment decisions (F=95.689; Sig.=0.000). The R2 value of 0.753 indicates that the model explains 75.3% of the variation in investment decisions. These findings confirm that financial literacy, capital affordability, and internal motivation are key determinants in increasing student participation in the Islamic capital market.

Keywords: Investment Knowledge, Minimum Capital, Investment Motivation, Investment Decision, Islamic Capital Market.

 

 

 

Unduhan

Diterbitkan

2026-08-04

Terbitan

Vol 7 No 4 (2026): Juli

Bagian

Volume 7 Nomor 4 Juli 2026

Lisensi

Hak Cipta (c) 2026 Ratu Khaulan Karima, Agus Solikhin, Yusuf Zaini Aprizal

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