Optimizing Zakat and Waqf through Sharia-Based Digital Platforms
DOI:
https://doi.org/10.24252/iqtisaduna.v11i1.57539Keywords:
Digital Zakat,, Digital Waqf, Sharia Platform, Digital Literacy,, Islamic EconomicsAbstract
Zakat and waqf are important instruments in the Islamic economy that serve as a source of social funding. Digitalization provides an excellent opportunity to improve accessibility, transparency, and efficiency in their management. This article examines the implementation, challenges, and optimization strategies of digital zakat and waqf in Indonesia through a literature study of journals, official reports, and international case studies. The results show that although digitalization brings significant benefits, challenges such as low digital literacy, data security, non-comprehensive regulations, and lack of trust in digital institutions are still the main obstacles. To overcome this, public education, sharia certification, strengthening digital infrastructure, and adopting best practices from other countries are needed. The findings are expected to inform policymaking and develop safe, inclusive, and sustainable digital zakat and waqf practices in IndonesiaDownloads
References
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Aristyanto, E., & Edi, A. S. (2023). Optimization Of Zakat Receiving Through The Digital Platform At The Zakat Management Foundation In Surabaya. Jurnal Ilmiah Satyagraha. https://doi.org/10.47532/jis.v6i2.790
Rahayu, N. W. I., Ahsani, N. Al, Suroyya, D., & Yudiawan, A. (2025). A Bibliometric Analysis of Blockchain-Based Zakat System Design: Solutions for Transparency and Oversight of Zakat Funds in the Digital Era. Academic Journal of Interdisciplinary Studies. https://doi.org/10.36941/ajis-2025-0023
Ramadhan, A. R., Azri, S. R., & Ridha, M. R. (2023). Strategies and Innovations in the Management of ZISWAF Funds through Digital Platforms for Sustainable Community Development. Proceeding of International Conference on Islamic Philantrophy. https://doi.org/10.24090/icip.v1i1.305
Salleh, W. N. A. W. M., Rasid, S. Z. A., & Basiruddin, R. (2022). Optimising Digital Technology in Managing Zakat. International Journal of Academic Research in Business and Social Sciences. https://doi.org/10.6007/ijarbss/v12-i8/14355
Sari, S. M., & Raharja, M. C. (2023). INOVASI PLATFORM E-COMMERCE DALAM PENGUMPULAN ZAKAT DAN WAKAF: MENINGKATKAN AKSESIBILITAS, TRANSPARANSI, DAN EFISIENSI DALAM PENGGALANGAN DANA SOSIAL. Filantropi : Jurnal Manajemen Zakat Dan Wakaf. https://doi.org/10.22515/finalmazawa.v4i2.7604
Sayuti, M. N., Hasnita, & Munfaridah, F. (2023). ZIS Payment Interest on LAZ Nurul Fikri in Palangka Raya: The Impact of Digital Wallet Service Features. Proceeding of International Conference on Islamic Philantrophy. https://doi.org/10.24090/icip.v1i1.451
Setiawan, D., Murodi, Subhan, A., Megawati, T., Khakim, A., & Info, A. (2024). Islamic Philanthropy in the Digital Era: Intercultural Communication Strategies for Effective ZISWAF Campaigns. Pena Justisia: Media Komunikasi Dan Kajian Hukum. https://doi.org/10.31941/pj.v23i3.5514
Suginam, S. (2020). Akuntabilitas Pengelolaan Dana Zakat Berbasis Teknologi Informasi Pada Organisasi Pengelola Zakat (OPZ). 1, 86–89. https://consensus.app/papers/akuntabilitas-pengelolaan-dana-zakat-berbasis-teknologi-suginam/b63619ca603a50b799fdd98897c86499/
Syarifuddin, & Zaerofi, A. (2024). Enhancing ZIS management through marketplace platforms: Opportunities and sharia compliance challenges. JIFA (Journal of Islamic Finance and Accounting). https://doi.org/10.22515/jifa.v7i2.9955
Wahyudi, W., Hidayat, H., & Kholid, H. (2024). The Role of Digital Media Against Zakat Fundraising in The Perspective of Sharia Economic Law (Research Study at the IZI Institute). Jurnal Indonesia Sosial Sains. https://doi.org/10.59141/jiss.v5i03.997
Zainuri, M., Agustin, F., & Adawiyah, R. (2022). Strategi Fundraising Digital Dalam Meningkatkan Penghimpunan Dana Ziswaf Program Pemberdayaan Ekonomi Pada Koperasi Syariah Baitul Maal Wat Tamwil. IQTISADIE: Journal of Islamic Banking and Shariah Economy. https://doi.org/10.36781/iqtisadie.v2i2.282
