The Role of Sharia Financial Literacy in Financial Management Among Teachers at Muslimeen Suksa School Thailand
DOI:
https://doi.org/10.24252/iqtisaduna.v12i1.64194Keywords:
Sharia Financial Literacy, Teacher Financial ManagementAbstract
This study aims to examine the role of Sharia financial literacy in financial management among teachers at Muslimeen Suksa School in Thailand, in accordance with Sharia principles. The research method used in this study is descriptive qualitative with data collection techniques in the form of interviews (in-depth interviews), participant observation, and documentation. Data analysis techniques employed included data reduction, data presentation, and drawing conclusions. The data collection technique used to select informants was purposive sampling, which involves deliberately selecting subjects based on specific criteria relevant to the research objectives. The results indicate that financial literacy and personal financial management among teachers at Muslimeen Suksa School in Thailand are in accordance with Sharia principles. The teachers strive to apply Sharia financial literacy in their daily financial management, despite significant challenges, including the limited availability of Sharia-compliant financial products in Thailand and the reliance on a conventional interest-based banking system. As part of personal financial management, knowledge of Sharia finance is useful for financial decision-making, investment planning, and the management of zakat and sadaqah (alms). The study suggests that increasing knowledge of Islamic finance is crucial to improving the financial well-being of Muslim teachers in a Muslim-minority country, namely Thailand.
Downloads
References
Adi Waluyo, F. I., & Marlina, M. A. E. (2020). Peran Literasi Keuangan Dalam Pengelolaan Keuangan Mahasiswa. Media Akuntansi Dan Perpajakan Indonesia, 1(1), 53–74. https://doi.org/10.37715/mapi.v1i1.1401
Burr, A. (1972). Religious Institutional Diversity - Social Structural and Conceptual Unity: Islam and Buddhism in a Southern Thai Coastal Fishing Village. Journal of the Siam Society, 60(April 1970), 183–215.
Chand, S. P. (2025). Methods of Data Collection in Qualitative Research : Interviews , Focus Groups , Observations , and Document Analysis Triangulation in qualitative research Interviews in qualitative research. 6(1), 303–317. https://doi.org/10.25082/AERE.2025.01.001
Distian, M., Hermawan, A., Septiani, D., Tinggi, S., Ekonomi, I., & Palembang, A. (2024). LITERASI KEUANGAN DAN DAMPAKNYA TERHADAP PERILAKU KEUANGAN MAHASISWA : 16(3), 187–196.
Dr. Vladimir, V. F. (1967). Gambaran Umum Perusahaan Islamic Bank of Thailand Cabang Takbai. Gastronomía Ecuatoriana y Turismo Local., 1(69), 5–24.
Faizah, N., & Sa’diyah, M. (2022). Pengaruh Literasi Keuangan Syariah, Kualitas Pelayanan dan Tingkat Kepercayaan Terhadap Minat Mahasiswa dalam Menabung di Bank Syariah. Business and Economics Conference in Utilization of Modern Technology, 253–266.
Fakhrunnas, F. (2021). Modul perencanaan keuangan syariah: konsep dan aplikasi. Perencanaan Keuangan Syariah, 1–12.
Farwitawati, R. (2019). Literasi Keuangan Syariah Dikalangan Guru Dan Siswa Sekolah Menengah Kejuruan (SMK) Perpajakan Riau. Diklat Review : Jurnal Manajemen Pendidikan Dan Pelatihan, 3(1), 29–44. https://doi.org/10.35446/diklatreview.v3i1.345
Jelahut, F. E., Karlinah, S., & Novianti, E. (2021). Communication Style Organizasaun Lospalos Uan Ukani Members Student in Bandung Gaya Komunikasi Mahasiswa Anggota Organizasaun Lospalos Uan Ukani di Bandung. 6(2), 402–412.
Kholillulloh, F., Yani, A. J. A., Kartasura, K., Sukoharjo, K., & Tengah, J. (2025). Penguatan Literasi Keuangan Bagi Mahasiswa Indonesia di Thailand Untuk Membangun Kemandirian Finansial dan Investasi Kesehatan. 3(2), 191–199.
Koto, M., & Zahara, N. (2025). Bursa : Jurnal Ekonomi dan Bisnis Analisis Sosial Ekonomi Terhadap Literasi Keuangan Digital. 3(3).
Kusumaningrum, R., Melinasari, S., & Putri, W. P. (2024). PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA. IV(Oktober), 10–21.
Ma, A., Arsyad, A., Pamungkas, C. A., & Setiawan, D. (2024). Implementasi Prinsip-Prinsip Ekonomi Islam Dalam Pengelolaan Keuangan Keluarga Bijak , Prinsip- Prinsip Dasar Ekonomi Islam Untuk Individu ”. Disebutkan bahwa prinsip pribadi . Pentingnya prinsip ekonomi Islam terletak pada kemampuannya memberikan. 2(1), 34–42.
Marotain, P., & Jufri, A. (2025). Pengaruh Literasi Keuangan Syariah dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa FEB Universitas Mataram. 10(02), 423–437. https://doi.org/10.37366/jespb.v10i02.2870
Muhammadiyah, U., & Utara, S. (2024). the Role of Islamic Banking in Improving Financial Literacy in Kindergarten Malaysia. 9(204), 712–719.
Penh, A. P., & Mahardhiko, M. (2025). Muslim Cambodia Population in 2022. 09(02), 1–7.
Soekarni, M., Adam, L., Thoha, M., Sarana, J., Ermawati, T., Saptia, Y., Adityawati, S., Sujianto, & Wibowo, M. (2024). Strengthening financial literacy of smallholder farmers through agricultural fintech peer-to-peer lending: evidence and practical implications. Cogent Social Sciences, 10(1). https://doi.org/10.1080/23311886.2024.2359011
