OPTIMIZATION OF ZAKAT MANAGEMENT IN MICRO BUSINESS EMPOWERMENT: A CASE STUDY OF BAZNAS PANGKEP REGENCY
Keywords:
Zakat; Micro Business Empowerment; Zakat Management; BAZNASAbstract
Zakat has a strategic role in the Islamic economic system, not only as a religious obligation but also as an instrument of economic empowerment. This research was conducted to analyze the management of zakat by BAZNAS Pangkajene and Islands Regency, especially in empowering micro businesses as an effort to improve community welfare. The background of this research is the great potential of zakat in Indonesia, which is often not optimally utilized, especially in supporting micro businesses. This research uses a qualitative method with a phenomenological approach. Data were obtained through in-depth interviews with key informants, including BAZNAS managers, mustahik, and muzakki, as well as document analysis. The data collection process involved direct observation, structured interviews and literature study. Analysis was conducted inductively to explore patterns, meanings, and relevant experiences. The results showed that the management of zakat in BAZNAS Pangkajene and Islands Regency was carried out in a structured manner through the stages of planning, organizing, directing, coordinating, and supervising. This approach allows zakat to be distributed effectively and on target. Findings also show that well-managed zakat can help mustahiks develop micro-enterprises, thus contributing to their transformation into muzaki. However, challenges in community education, coordination, and supervision still require attention. The implication of this research is the need for innovation in zakat management to maximize its impact on micro business empowerment. Data-driven approach, cross-sector synergy, and integrated training program can strengthen the role of zakat as an instrument of sustainable economic development. This research provides an important contribution to the development of a more strategic and effective zakat policy.
References
Abror, Khoirul. Fiqh Zakat Dan Wakaf. Bandar Lampung: Permata, 2019.
Afdhal, Della Asmaria Putri, Resadana Yusran, Martius, Dedi Herdiansyah, Riko Riyanda, Lenny Hasan, et al. Pengantar Ilmu Manajemen: Organisasi Dan Perkembangannya. Padang: CV Gita Lentera, 2023.
Amruddin, Hari Nugroho, Syarifuddin Sulaiman, Iljasmadi, Nurwahyuni, Nahriyah, Jeffrit Kalprianus Ismail, et al. Pengantar Manajemen. Bandung: CV Media Sains Indonesia, 2022.
Andeas, and Enni Savitri. Peran Pemberdayaan Ekonomi Masyarakat Pesisir Dan Modal Sosial. Yogyakarta: Pustaka Shila Yogyakarta, 2016.
Anwar, Muhammad. Pengantar Dasar Ilmu Manajemen. Jakarta: Kencana, 2020.
Damayanti, Andi Indra Saputra Alamsyah, and Atira. “Peranan UMKM Terhadap Kesejahteraan Karyawan (Studi Kasus UMKM ISR Bone).” Asy-Syarikah: Jurnal Lembaga Keuangan, Ekonomi Dan Bisnis Islam 5, no. 1 (2023): 48–58.
Dhewanto, Wawan, Vania Nur Rizqi R, Fera Yunita, Salma Azzahra, and Daniel Adrian. Internasionalisasi UKM Usaha Kecil Dan Mikro Menuju Pasar Global. Yogyakarta: CV Andi Offset, 2018.
Fajrina, Alifa Nur. “Optimalisasi Pengelolaan Zakat: Implementasi Dan Implikasinya Dalam Perekonomian.” Journal of Islamic Economics and Finance Studies 1, no. 1 (2020): 100.
Friedmann, John. The Politics of Alternative Development. Cambridge, Massachusetts.: Blackwell Publishing, 1992.
Hanim, Lathifah, and MS. Noorman. UMKM (Usaha Mikro, Kecil, & Menengah) & Bentuk-Bentuk Usaha. Semarang: UNISSULA PRESS, 2018.
Hasan, Muhammad, and Muhammad Azis. Pembangunan Ekonomi Dan Pemberdayaan Masyarakat. Makassar: CV Nur Lina, 2018.
Hasanah, Umrotul. Manajemen Zakat Modern Instrumen Pemberdayaan Ekonomi Umat. Malang: UIN Maliki Press, 2010.
Hasanah, Uswatun. “Optimalisasi Pengelolaan Zakat Produktif Sebagai Realisasi Revolusi Mental.” Ijtima’iyah Jurnal Pengembangan Masyarakat Islam 13, no. 1 (2020): 75–88.
Hidayatullah. Meningkatkan Kinerja Usaha Mikro. Jawa Tengah: Diva Pustaka, 2023.
Ichsan, Reza Nurul, Lukman Nasution, and Sarman Sinaga. Ekonomi Koperasi Dan UMKM. Medan: CV Sentosa Deli Mandiri, 2021.
Lathifah Hanim dan MS. Noorman. UMKM (Usaha Mikro, Kecil, & Menengah) & Bentuk-Bentuk Usaha. Semarang: UNISSULA PRESS, 2018.
Martini, Rita. “Optimalisasi Penghimpunan Dana Zakat Profesi Aparatur Sipil Negara.” Jurnal Ilmiah Ekonomi Islam 9, no. 1 (2023): 798–803.
Maulidiyah, Fitra, Musyfikah Ilyas, and Ashar Sinilele. “Efektivitas Pengelolaan Zakat Terhadap Pengembangan Usaha Mikro Oleh BAZNAS Kab Pangkep.” Iqtishaduna: Jurnal Ilmiah Mahasiswa Jurusan Hukum Ekonomi Syariah 3, no. 2 (2022): 61–71.
Muayyanah, Siti. “Analisis Sumber Dan Penggunaan Kas Pada Badan Amil Zakat Nasional (BAZNAS) Kota Samarinda.” JIAM: Jurnal Ilmu Akuntansi Mulawarman 3, no. 4 (2018).
Musa, Armiadi. Pendayagunaan Zakat Produktif. Banda Aceh: Lembaga Naskah Aceh, 2019.
Muslim, Aziz. Metodologi Pengembangan Masyarakat. Yogyakarta: Teras, 2009.
Nurlaela, Nunung, and Nindya Ayu Zulkarnain. “Optimalisasi Pengelolaan Zakat Untuk Kesejahteraan Umat.” AT-TAUZI Jurnal Ekonomi Islam 19, no. 2 (2019).
Nurlaila. Pengelolaan Pembelajaran. Palembang: PT Awfa Smart Media, 2022.
Octaviani, Rona Naula. “Pemberdayaan Umkm Di Provinsi Riau.” Jurnal Tabarru: Islamic Bangking and Finance 6, no. 2 (2023): 574–87.
Pujiyanto, Rizky. Pengantar Manajemen. Yogyakarta: Pustaka Baru Press, 2024.
Rachmawati, Eva. Pemberdayaan Masyarakat Dalam Pengembangan Wisata. Aceh: Syiah Kuala University Press, 2021.
Rohman, Abd. Dasar-Dasar Manajemen. Malang: Inteligensia Media, 2017.
Safei, Agus Ahmad. Pengembangan Masyarakat Islam Perspektif Islam Dan Barat. Bandung: Simbiosa Rekatama Media, 2020.
Siswanto. Pengantar Manajemen. Jakarta: Bumi Aksara, 2005.
Suhardi. Pengantar Manajemen Dan Aplikasinya. Yogyakarta: Penerbit Gava Media, 2018.
Widiastuti, Tika. Ekonomi Dan Manajemen ZISWAF. Surabaya: Airlangga University Press, 2022.
Wijiastuti, Sri, Zandra Dwanita Widodo, and Kurniawati Darmaningrum. Manajemen Usaha Kecil Menengah. Bandung: Widina Bhakti Persada Bandung, 2022.
Zimmerman, Marc A. Empowerment Theory: Psychological, Organizational and Community Levels of Analysis. New York: Springer, 2000.
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Muhammad Anwar, Mahsyar, Syahriyah Semauin, Andi Bahri, Musmulyadi
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
1) Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
2) Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
3)Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
